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Government Funding - Nunavut

Nunavut has only a provincial Students Loans program. The following is an overview of the general provincial loans available in Nunavut, as well as specific loans and grants available to students with permanent disabilities.

Student Loans

Student loans are available to help Nunavut residents pay for their education and living costs while attending post-secondary studies. There are three types of student loans: Primary Loans, Secondary Loans, and Needs Assessed Loans. The amount of the loan is different for each student and is based on the individual’s assessed financial need.

As a full-time student in Nunavut, you are eligible for between $26,000 (if you had a Basic Grant) and $36,000 (if you have not had a Basic Grant) in provincial loans. One of the benefits of the full-time Student Loans Program is that it does not charge interest until you have left school. Interest accumulates from the month after you graduate or stop going to school, but you are not required to make payments until six months later.

To be eligible for a full-time student loan in Nunavut, you must:

  • Be a Canadian citizen or have permanent resident status (Landed Immigrant);
  • Be a resident of Nunavut for at least 12 months;
  • Be enrolled in a program that is at least 12 weeks in length at a designated post secondary institution;
  • Enroll as a full time student and be working toward a degree, diploma or certificate.

Primary Loans

You are eligible for a Primary Loan to cover one year of post-secondary education for each three years you have been a resident of Nunavut. If you do not return to live in Nunavut for the required period of time you will have to pay back all or part of the loan

Secondary Loan

This loan is made to residents of Nunavut who are not eligible for a grant or a Primary Loan. A Secondary Loan must be repaid in full.

Primary and Secondary Per Academic Year Loan Amounts

Student who have received a Basic Grant

Students who have not received a Basic Grant

Single student

$3,200

Single student

$3,200

With one dependent

$4,000

With one dependent

$4,000

Each additional dependent

$500

Each additional dependent

$500

Needs Assessed Loans

Needs Assessed Loans (NAL) are granted to students who are eligible to receive Financial Assistance for Nunavut Students benefits. To apply for NAL you must fill out a separate application. NALs must be repaid in full. The maximum amount for each academic year that can be approved in $165 for each week you are in school.

To Apply for Student Loans in Nunavut:

  • The deadline for applications is as follows:
    • Fall Semester – July 15
    • Winter Semester – November 15
    • Spring and Summer Semester – March 1
  • Students are encouraged to apply as soon as they decide they would like to attend a post-secondary program.
  • You must apply for a student loan each year, as a single application will generally cover two semesters (a supplementary application is available for those who require assistances for a third semester in a given year).

 

Basic Grants

Basic Grants are based on your years of Nunavut schooling. To receive this grant you must be ordinarily resident in Nunavut for a continuous period of at least one year immediately before the date of acceptance for registration and you must be either:

  • An Inuit Nunavut Beneficiary OR you must have:
  • Attended elementary and/or high school in Nunavut. You qualify for one year of grant for each three years you attended school in Nunavut.

The Basic Grant consists of the following benefits:

  • Tuition and fees up to $1250 per semester
  • Cost of airfare– excursion rate -- to the nearest Nunavut Arctic College location offering the program or if the program is not offered in Nunavut, the southern gateway city for your region. Gateway cities are: Baffin -Ottawa/Montreal, Kivalliq - Winnipeg, Kitikmeot – Edmonton. Travel costs beyond these cities are the student’s responsibilities. Financial Assistance for Nunavut Students also does not cover ticket change fees, excess baggage charges, or moving expenses. Students who travel without dependants are eligible for a return trip home during Christmas.

Supplementary Grant

This grant is available to Inuit Nunavut Beneficiaries who are residents of Nunavut. The Supplementary Grant is in addition to the Basic Grant and consists of the following benefits:

  • A book allowance of actual costs up to $200 per semester
  • A monthly living allowance to help cover daily living costs

For general inquiries or additional information regarding your application, you may contact Financial Assistance for Nunavut Students at:
Financial Assistance for Nunavut Students
Tel.: 1-867-857-3085
Toll-free: 1-877-860-0680

Fax: 1-867-857-3092
Toll-free: 1-877-860-0167

Email: FANS@gov.nu.ca

http://www.edu.gov.nu.ca/apps/authoring/dspPage.aspx?page=4a
http://www.edu.gov.nu.ca/apps/UPLOADS/fck/file/FANS/FANS002c-Application.pdf